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If you are unemployed, you are much more likely qualify to file the easy, chapter 7 bankruptcy immediately (or within a short period of time) based on your state’s income limits (bankruptcy means test.) The easy, chapter 7 bankruptcy allows you to walk away from unsecured debt like credit cards, medical bills payday loans, repos, lawsuits, garnishments etc. But you cannot qualify to file this easy, chapter 7 bankruptcy if your household income is too high for your state limit. If you can, this i
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