The national average checking account interest rate is 0.07% APY as of February 2026, per FDIC data. See how rates compare and where to find a better rate.

The Chime® Checking Account has no monthly fee, and customers have access to more than 47,000 nationwide ATMs. As a Chime customer, you can receive your paycheck up to two days early with direct ...

SoFi’s Checking and Savings account earns a 0.50% APY (variable and subject to change) on the balance in its checking portion. Customers who enroll in SoFi Plus with direct deposit, or pay a $10 SoFi ...

Learn how these common accounts compare (and why you should probably use both) ...

If you want to earn interest on your cash without giving up easy access to your funds, a money market account (MMA) could be ...

Savers face a fresh squeeze in March as 10 banks and building societies prepare to cut interest rates, with nine reductions ...